Coimbatore Blog

Coimbatore News

Share

CIBIL Score Status Online

What is a CIBIL credit report?

Credit Information Bureau (India) Limited, commonly known as CIBIL, is India’s first Credit Information Company or Credit Bureau. It maintains records of all credit-related activity of individuals and companies including loans and credit cards. The records are submitted to CIBIL by registered member banks and other financial institutions on a periodic (usually monthly) basis. Based on this data, CIBIL issues a Credit Information Report or CIR (commonly referred to as a credit report) and a credit score.

CIBIL collects and maintains records of the credit-related transactions of individuals as reported by their lenders (whether banks, NBFCs or credit card companies). This information could include details of all loan and credit card repayments including any late or missed payments; details of enquires made by lenders on loan or credit card applications made in the past; all current loans and credit cards; total credit limit; and other such credit-related information.

Your CIBIL TransUnion Score ranges between 300 and 900.
79% of the loans approved are for individuals with a score greater than 750.
Higher your CIBIL TransUnion Score, higher are your chances of Loan Approval.

A good credit score of 750 or above will enable you to avail of:


1. Low interest rate
2. Higher loan amount
3. Longer tenure
4. Quicker approval process
5. Higher credit limit on your card

PLANNING TO APPLY FOR A LOAN OR CREDIT CARD ANYTIME SOON; CHECK YOUR CREDIT SCORE FIRST!

Cibil Score Apply Online
Cibil score Report

Apply for Company Credit Report from TransUnion CIBIL Limited (Formerly: Credit Information Bureau (India) Limited). (CIBIL)

Credit Report Apply Online
Credit Report

CIBIL FAQ

Understanding CIBIL: Functions, Product And Services, Download CIBIL FAQ

Download CIBIL Brochure
Hits: 3380, Rating : ( 5 ) by 1 User(s).